Options

Mortgage Options

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First Time Buyers

Thinking of getting on to the housing ladder, excited but unsure of how you can achieve your first home? We at HomeKey Mortgages will take you through the journey until you get your keys.
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Next Time Buyers

Maybe its time to scale time up to that bigger property you have been dreaming about.
Here at HomeKey you will get help not only on how to sell your home
.You will also receive help on how to negotiate on your next purchase along with the budget planner so to make sure you have the required funds to complete your next purchase. Maybe its time to scale time up to that bigger property you have been dreaming about.
Here at HomeKey you will get help not only on how to sell your home
.You will also receive help on how to negotiate on your next purchase along with the budget planner so to make sure you have the required funds to complete your next purchase.
Self Employed

Self Employed

If you are self employed you may be wondering if it’s possible to get a mortgage.
Our expert advisors will take you through how the self employed is considered by the lenders along with which mortgage will suit you and your needs best.
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Remortgages

There are a number of reasons that people look to remortgage. Whatever you are trying to achieve, our expert advisers are here to help. This could be to:
  • obtain a better rate
  • consolidate debt
  • home improvements
OR you may be thinking of buying a BTL (Buy to Let), as an investment.
Adverse Credit

Adverse Credit

You may have poor credit and have fount it difficult to obtain mortgage finance?
Whether it’s due to a low credit score, previous late payments, defaults or a county court judgement – we may still have options available to help you achieve that dream home.
Buy to Let

Buy to Let

The Buy to Let market is assessed differently to those moving into their own home to live.
Its never been more popular to own an investment home; this could be for passive income or a pension plan.
Our expert advisors are here to help achieve your goals.
Shared Ownership

Shared Ownership

… is the most common affordable purchase option.
Quite simply you purchase a share of the property, with the remaining proportion being retained by a Housing Association who then charge a monthly rent.
Share values vary but most commonly they are between 30% and 50%.
help to Buy Mortgages

Help to Buy Mortgages

With a ‘Help to Buy’ Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.

Self Employed

If you are self employed you may be wondering if it’s possible to get a mortgage.
Our expert advisors will take you through how the self employed is considered by the lenders along with which mortgage will suit you and your needs best.

Adverse Credit

You may have poor credit and have fount it difficult to obtain mortgage finance?
Whether it’s due to a low credit score, previous late payments, defaults or a county court judgement – we may still have options available to help you achieve that dream home.

Some of the lenders we work with…

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